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The credit agency rep laughed at my 3AM phone call
I called Equifax at 3 in the morning after a night shift panic about a $47 mystery collection on my report, and the rep literally said 'you know this isn't an emergency hotline, right?' before walking me through a dispute, but now I wonder if anyone else has gotten surprisingly helpful service at ungodly hours from these places?
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juliaa654d ago
Oh man, I totally get this. Ive called TransUnion at like 2AM before cause I couldnt sleep and was obsessing over some random inquiry. Honestly theyre way more chill at night cause theres no wait time and they got all the patience in the world. Next time you gotta dispute something weird, just use their online form during the day if you can, but if you cant sleep and need answers, the night crew is actually kinda nice about it. And keep records of everything they say cause those mystery collections have a way of coming back if you dont follow up in writing.
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