Honestly a punch set is a game changer. I used to fight with a screwdriver and it just wrecked the pins. Now I can pop them out clean in one hit.

Collecting novelty" is a pretty harsh way to put it. Maybe they just enjoy the craft more when it's always something new. Getting good can happen while having fun too.

Started using a second checking account just for tax money, so it's out of sight when I pay my regular bills. Seeing that lower balance keeps me honest.