john506•27d ago

Appreciation post: a banker in Charlotte told me to always pay my statement balance, not just the minimum, back in 2021.

I followed that advice for three years and my score just hit 780, so what's the next best move to keep building it?

4 comments

4 Comments

What's your credit card utilization looking like right now?

Oh man, I saw something online saying you're supposed to keep it under 30%... mine's creeping up a bit this month though.

Ugh, mine's way too high after that vacation!

Mine's pretty low but my buddy just maxed out his card buying a new grill. Got a little carried away with the fancy models.