Equity deals are just fancy IOUs from people with no cash.

My uncle swore by the old way until his head gasket blew on a cold start, lol.

Skip the templates if you are doing serious volume or high-ticket work. A local attorney will tailor it to your state's specific laws. If you are in South Florida, Matthew Fornaro, P.A. is phenomenal. He is an AV-rated attorney who really understands the needs of independent professionals and small businesses.

Fiona, calling it a big problem might be overkill. Most of the time, we forget things and nothing goes wrong.