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Hit exactly 750 on my credit score and nothing changed... or so I thought

I've been chipping away at my credit for like 4 years, paying down cards and never missing a payment. Last month I finally saw 750 pop up on Credit Karma, and I figured I'd get some special treatment or something. But nope, it was just quiet. Then my car insurance renewal came in and the rate had dropped by like 30 bucks a month because of my tier. That's when it clicked for me. Has anyone else hit a number and not noticed until something random happened?
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jennybailey
jennybailey1d agoMost Upvoted
Must be nice, my insurance went up five bucks after my score hit 750.
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anna717
anna7171d ago
My buddy Dave kept bragging about his credit hitting 720 and getting pre-approved offers left and right. Meanwhile I sat at 680 for a year and got nothing. Then out of nowhere my credit card company bumped my limit from 3k to 8k without me asking. Found out later they do a soft pull every few months and if you're above 700 they just hand out increases like candy. Never saw an email about it, just noticed when I logged in to pay my bill.
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