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My credit score hit 800 exactly after paying off a $15k car loan from Ford Credit
I was just checking my FICO on the Discover app and saw the number. It felt unreal because I had a few late payments back in 2020 that I thought would haunt me forever. Paying off that loan in full last month must have been the final push. Has anyone else seen a big jump after closing a major account?
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evan_grant705mo ago
Nice work. My credit score jumps like that when I close a browser tab.
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pat_harris5mo ago
It's crazy how one big move can fix so much past damage.
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the_faith5mo ago
Isn't it wild how that works? I'm really happy for you, @pat_harris, that must feel like a huge weight off. It's like you finally find the right key for a lock that's been stuck for years. Makes you wonder why the fix always seems so obvious looking back, right?
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