Walked into my bank in Tampa and the advisor tried to push a card with a $150 annual fee for 'building credit'.

Honestly, I think that's a scam for newbies, but my friend says the travel perks make it worth it. Has anyone actually built good credit with a pricey card like that?

3 comments

3 Comments

the_oliver23d ago

Do you really need to pay that much just for a credit score?

joseph95723d ago

Focus on the fee, not the credit building. Any card builds credit if you pay it off each month.

garcia.wren23d ago

My gym charges $10 monthly just to hold a membership.