dianawilson•1d agoMost Upvoted

The "Net 90" trap almost broke me my first year

I took a $5,000 design project back in February 2022 from a company that promised payment in 30 days. After 60 days of silence I started emailing them, and at day 90 they finally paid but then said all future work would be Net 90 too. I learned that some clients will stretch terms as far as you let them, and now I check payment history on every new contract. Has anyone else dealt with a client who quietly pushed the payment window way past what you agreed to?

3 comments

3 Comments

ray5621d ago

Oh man, this hits way too close to home. I had a client once who paid me exactly 4 days before the statute of limitations on a contract would have kicked in, and I swear they were testing me on purpose. Now I've got this paranoid habit where I check payment terms like I'm reading the fine print on a shady car loan. It's wild how some people just assume you're cool with waiting forever for money that's already yours. I bet they'd lose their minds if you told them you were gonna pay them Net 90 for a coffee they bought you.

charlie1981d ago

Honestly, the fact that they paid you four days before the statute of limitations ran out is genuinely insane. That level of cutting it close feels less like coincidence and more like a power move. Tbh, I bet they had a calendar reminder set just to see how long they could stretch it. It's like they were playing chicken with your bank account. Some people just treat "Net 30" like a suggestion, not a rule.

rowanw911d ago

Four days. That's playing mind games with a checkbook.