My broker talked me into a high deductible plan finally

I was dead set against high deductible plans for years. My broker in Austin sat me down last month and showed me how my premiums would drop by $180 a month with an HSA. She calculated my actual doctor visits from the past 3 years and I was paying way more in premiums than I would have out of pocket. Now I'm kicking myself for ignoring her for 2 years. Anyone else get convinced to switch by running the real numbers?

3 comments

3 Comments

parker_webb15h ago

Oh man, same thing happened to me. My guy finally convinced me when he showed how much I was bleeding on premiums for zero benefit.

gracej9911h agoMost Upvoted

It's not _that_ serious though, @parker_webb. So you overpaid a bit, big deal, happens to lots of people lol.

hernandez.gavin12h ago

My buddy Mike was paying like $400 a month for a whole life policy he got suckered into when he was 22. His new agent literally pulled up a chart showing how that money would've grown in a basic index fund instead and he just sat there staring at his phone for like five minutes.