Why does nobody talk about the "check arrived but it bounced" loophole

I had a client last month who mailed me a check for $1,200 and I was so relieved. Deposited it through my banking app and three days later it bounced with a $35 fee from my bank. Called the client and they said "oh yeah we forgot to move funds over, send it through again." Sent it again and it cleared but I'm still out that $35 fee and they won't reimburse me. Has anyone else dealt with checks that clear the first time but cause bank fees later?

3 comments

3 Comments

wade_anderson1d ago

Did that $35 fee come out of your account too or just mine?

fionanguyen1d ago

Honestly I wouldnt even worry about it yet. Banks are weird about pending charges and half the time that stuff just falls off.

nora_webb511d ago

Wait, are we sure that $35 fee actually went through for BOTH of us or could one of us be seeing a pending charge that hasn't posted yet? I noticed with my bank sometimes those fees sit as "authorized" for a couple days before they actually hit my balance. You might want to double check your transaction history first before calling support, because mine showed up twice at first but one was just a hold that dropped off after 48 hours. It's really confusing how these companies process the payments but usually it's just one real charge in the end.