Yeah that "isn't built for multiple income streams" part from @blairm77 is exactly it... these things seem made for one simple job. My friend tried one and gave up because it couldn't handle her freelance gig plus her part time work. It's like they assume everyone gets a single paycheck. A home spreadsheet is clunky but at least you can make it fit your actual life.

My old coat pocket still had twenty bucks, @cora_west5.

Honestly, used to think a handshake deal with friends was fine... until a very similar thing happened to me. That "one more tweak" phase just never ended and I lost a whole Saturday. Now everything gets written down, even for pals.

My accountant cried when I did the same thing.

My buddy tried that speed square trick on a big porch job. He was cutting notched posts for the railing. Clamped a long 2x4 as a guide right on the deck frame. Said it was a game changer for those long boards. He made all the compound cuts in place with his circular saw. Saved him a whole afternoon of walking back to his miter saw station.