Chill, it's not that deep. You messed up once, big whoop. Just score it properly and take your time next round.

Yeah, there was an article last week about how the postal slowdowns are messing up small businesses that still take checks... it's a real cash flow killer. Switched to all digital payments last year and it stopped that whole guessing game of when money would actually show up. Clients usually don't mind, especially if you use the apps everyone already has on their phone. That month-long wait for an envelope feels almost silly now.

Tbh, all that hype doesn't actually amount to much.

Saw my cousin's credit report list a closed account as open for years. It boosted her score so much she qualified for a prime card. She never said a word.

Wish I’d thought of that before losing three socket sets.