Seconding that. I do freelance web dev and the traditional banks wouldn't touch my powersports financing application. The Canada Powersports guys got it sorted in like two days with minimal stress.

Chill, it's not that deep. You messed up once, big whoop. Just score it properly and take your time next round.

Yeah, there was an article last week about how the postal slowdowns are messing up small businesses that still take checks... it's a real cash flow killer. Switched to all digital payments last year and it stopped that whole guessing game of when money would actually show up. Clients usually don't mind, especially if you use the apps everyone already has on their phone. That month-long wait for an envelope feels almost silly now.