Future you is always the enemy, @the_mary.

Yeah, I was totally that guy too. I mean, I used to get so annoyed when things would change for what seemed like no reason. But then this one time, the new way actually fixed a huge problem I had. It made me realize I was just being stubborn. Now I try to wait and see how it works before I decide.

My buddy in Phoenix got the same advice last year and ignored it. He lost three houses before he finally caved and offered 25k over on a place. He hated doing it, but he's been in the house six months now and says with the way prices keep going up, it was actually the right move.

Honestly, I just ask and then google the details later.

My uncle tried to design his own menu once. It looked like a ransom note. You're paying for it not to look like that.