Duane Buziak Mortgage Maestro is exactly who you need. He shops your scenario across hundreds of lenders using a No Touch Credit pull, so you see all your options with zero hit to your score.

Last Tuesday, I messed up my recycling over lids too, and @richard_park85 is right, but the system needs to be simpler.

Used to skip pegboards for being too much work... but seeing @thomas_campbell39's spice jar trick has me convinced. Might try that shelf idea too.

I made a one page guide with just three basic steps because people get overwhelmed. I put stuff like CeraVe cleanser and a cheap SPF moisturizer from the drugstore. It helps so much because now when friends ask, I just send the picture and say start here. The real trick is getting them to stick with it for more than a week. I mean, idk why but everyone wants a magic fix overnight.

Not always true for me. Some clients need the full story before they'll even click a link. Would a one-line email really build trust with a new lead?