The day I realized my 'emergency fund' was just a savings account with a nicer name
Last March, my laptop died right before a big client deadline. I panicked for a second, then remembered I had an emergency fund with $1,200 in it. Problem was, I'd already mentally spent that money on a vacation later in the year. It hit me that I never actually labeled it in my bank account or kept it separate. Has anyone else realized their 'emergency fund' was just a fancy label for their regular savings?