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7d ago
inPSA: my credit union told me 30 days late stays on your report for 7 years, not 2
Calling and asking nicely worked for me once. I had a 30 day late from a store card and the rep agreed to remove it after I explained it was a one time slip and I had been on time ever since. Worth a shot before you just wait it out until 2026.
11d ago
inEveryone here says phone calls are a red flag, but the worst client I ever had sent me 14 emails before we ever talked, and the one guy who called first turned out fine
Did you always see it that way or did a bad emailer change your mind?
16d ago
inHot take: I used to think control joints were just for looks until a guy in Tucson set me straight
Ha, that finisher basically gave you the concrete version of "the nail that sticks out gets hammered down." Cut it late and the slab picks its own spot to crack, usually right where you don't want it. I've had good luck going by feel more than the clock, like when you can walk on it and the blade doesn't throw a bunch of paste, that's your window. But man, timing that on a hot Tucson day is rough because the top sets fast while the middle is still soft. Ask ten finishers and you'll get ten answers, but the guy who watches the slab instead of his watch is usually right.