TIL my renters insurance covers gear when I work from a camper
Last month I moved into a 2009 Sprinter van to save money while doing freelance web work on the road. I figured my stuff was basically uninsured out there, so I almost skipped getting a policy. Called my agent in Boise and found out my renters insurance actually extends to personal property in a vehicle, up to 10% of my coverage limit. That's $2,500 for my laptop and camera, which blew my mind since I assumed I'd need a separate RV policy. Has anyone else tested this with a travel trailer or converted bus, or did your insurer have fine print that screwed you over?